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Personal Finance : Business & Finance

How to Avoid Paying Overdraft Fees on Your Debit Card

When you take out the debit card to pay for everything, it can be hard to remember that the actual cash backing the card up is not endless. Worse yet, there are times when you use your debit card that it ends up costing more than the receipt says due to usage fees and ATM expenses. But that doesn't

The Rules for Borrowing From a Roth 401(k)

If you have no form of savings other than a Roth 401(k), then borrowing money from your account may be necessary. A Roth 401(k) loan allows you to tap into your retirement savings before retirement. But, there are strict rules on how these loans can be made. If you do not follow the rules, you'll pa

PayPal Debit Card Tips

If you already have a PayPal account, you may have an option to get a PayPal debit card. While not generally available for personal accounts, upgrading to a premier or business account makes the debit card option a possibility. Once you have a debit card, you can enjoy its benefits by researching op

What Kind of Education Is Needed to Be a Supplies Manager?

Supplies managers fulfill an important role in the retail chain in almost every industry. Without a supply manager, retail stores and manufacturing firms would not be able to accurately assess how many supplies to order, which could have a drastic impact on normal business operations. Typically, a s

How to Make Charitable Gifts

Making charitable donations is a wonderful way to give back to the community. Sometimes charitable gifts are also tax deductible, bringing an added reward at tax time, should you decide to itemize your return. Carefully planning and preparing for making a charitable donation is the best way to make

Facts on Savings Rates in the U.S.

While it may be a lot of fun to toss some Benjamins in a club or max out your credit card in the shopping mall, it's also critical to save your money. Whether you're stashing away cash for the golden years or preparing for unexpected costs, having a saving plan can help keep financial worries, bankr

Unemployment Benefits for the Self-Employed in Oregon

The Self-Employment Assistance Program is a federal program available in Oregon that provides unemployment benefits to those about to exhaust their regular unemployment checks. Oregon's SEAP program provides weekly unemployment checks while providing training for self-employment. And you can keep re