When you take out the debit card to pay for everything, it can be hard to remember that the actual cash backing the card up is not endless. Worse yet, there are times when you use your debit card that it ends up costing more than the receipt says due to usage fees and ATM expenses. But that doesn't

Foreign exchange is the international market for the world's currencies. Participants in this market buy and sell currencies at exchange rates reflective of the relative market value of any two currencies. The foreign exchange market functions both as a practical means of conversion as well as an en

With the rising cost of tuition for college, many students and their parents are looking for innovative ways to save money. One way to do that is to not only buy used textbooks, but sell your old textbooks. Half.com is a website that allows you to sell your textbooks through a trusted website. A

If you already have a PayPal account, you may have an option to get a PayPal debit card. While not generally available for personal accounts, upgrading to a premier or business account makes the debit card option a possibility. Once you have a debit card, you can enjoy its benefits by researching op

Supplies managers fulfill an important role in the retail chain in almost every industry. Without a supply manager, retail stores and manufacturing firms would not be able to accurately assess how many supplies to order, which could have a drastic impact on normal business operations. Typically, a s

There are unavoidable financial emergencies in life. While it isn't ideal to cash in your IRA assets to deal with unforeseen expenses, there are times when you just can't help it. An early distribution from your Roth IRA comes with tax penalties, but those penalties may not be as substantial as you

If you're an independent contractor, your pay is reported to the Internal Revenue Service each year on a 1099 tax form. You also receive a copy of the 1099 form. 1099 contractors are considered self-employed and don't have any taxes withheld from paychecks. Accepting a 1099 position while you're col

While it may be a lot of fun to toss some Benjamins in a club or max out your credit card in the shopping mall, it's also critical to save your money. Whether you're stashing away cash for the golden years or preparing for unexpected costs, having a saving plan can help keep financial worries, bankr

The Self-Employment Assistance Program is a federal program available in Oregon that provides unemployment benefits to those about to exhaust their regular unemployment checks. Oregon's SEAP program provides weekly unemployment checks while providing training for self-employment. And you can keep re