Browsing Category

Debt : Business & Finance

Negotiating With Creditors - Reviewing Your Debts

Before you call your creditors to negotiate lower payments, you're going to want to have all your ducks in a row, so that you know which creditor you should call first. Part of the process in preparing to speak with creditors is being organized. The first place to start is with a spreadsheet li

Dealing With Collection Agencies - Buying Time

When dealing with collection agencies you need to take control of the situation to get best results and not get taken advantage. Utilizing legitimate delay tactics could buy you enough time to either settle the dispute or come up with the money.

Unsecured Debt Relief - How The FTC Laws Help You Settle Debt

Nowadays debt settlement has become the most popular unsecured debt relief method. Many borrowers were taking steps forward to make debt settlement deals. The Federal Trade Commission has taken bold steps to reform the law relating to the unsecured debt relief industry. As borrowers it is very impor

Consumer Credit Debt Consolidation - The Best Options

The practice of taking out a single loan in order to pay off all previously existing loans is referred to as consumer credit debt consolidation. The reasons that people choose this debt elimination option are to secure a lower interest rate, and also for the simple convenience of having to pay only

A Brief Guide to Loan Consolidation

Taking a bigger loan from a single lender in order to pay off the balances on many small loans is called as loan consolidation.People consolidate loans for various reasons like to bunch several loans under a single loan lender, to reduce their overall interest rates, or to dig their way out of debts

Are You Looking For Debt Relief Tips?

Great ideas and some good advice on ow to handle debt. If you are reading this, then you also know that doing nothing is the absolute worst idea. Consider these tips to help in your effort to find some debt relief.

Should Consumers Go With Credit Counseling or Debt Settlement?

The housing crisis, the recession, and the resulting job losses from both have many consumers seeking assistance for debt of all kinds. Add to these challenges the fact that credit card companies have been raising rates, fees, and payments in reaction to the passage of the Credit Card Accountability

Debt Relief Programs - How Debt Settlement Can Affect Your Credit

The biggest difference between bankruptcy and debt relief programs is that getting bankrupt drastically affects your credit rank. What is a credit score? A financial firm ranks a customer according to his performance. For instance, if you pay your bills before the due rate, the management will incre

How to Handle a Financial Crisis

Whether it's job loss, an unplanned medical expense or an emergency home repair, an unexpected stroke of bad luck can result in a serious financial problem. When the worst happens, there are ways you can cope with a financial crisis.

Pay Off Debts

Everyone would like to pay off debts, but there's a right way and a wrong way to do it. American consumers are overwhelmed in debt. With the consumer debt at over $2 trillion, many are anxious to put all debt behind them.